Pre-Planning
What If?
What would I do if one of my family members were to pass away? What if I were to die? What would my family do? Would my family know what my wishes are? Would there be enough money to pay for my funeral expenses?
The fact is 72% of people outlive their money and go from the hospital to the nursing home to the funeral home.
Following the loss of a loved one there are many decisions that must be made and come at a time when families are least able to manage them. The fact is that people make better decisions when they are not under such emotional stress and are less likely to overspend. Prearranging your funeral can help relieve the emotional and financial stress that otherwise would be a burden to your family at their time of loss. And when your time comes, your family will know what your wishes are and that your services are paid for…that is one of the most caring and compassionate gifts you can leave them.
We offer two plans for pre-paying your services:
Purple Cross Insurance or a Funeral Trust
PURPLE CROSS is an insurance plan that offers affordable payments for every budget. You can pay monthly, quarterly, semi-annually or annually. Monthly payments can be made over 2,3,5,8 or 10 years. If you pass away while still making payments, your policy is paid in full.
PURPLE CROSS:
- Is NOT considered an asset against you when applying for Medicaid or state assistance and is a legal way to set aside up to $10,000.00.
- You NEVER pay in more than the face amount of your policy.
- Your policy earns tax free interest on the face amount of the policy beginning with your first payment.
- There are NO finance or application fees
A FUNERAL TRUST is not an insurance plan. You may pay it in full or make monthly payments. The minimum payment is $25.00 per month. If you pass away while still making payments, the balance would need to be paid by your family.
FUNERAL TRUSTS:
- Is NOT considered an asset against you when applying for Medicaid or state assistance and is a legal way to set aside up to $10,000.00.
- You NEVER pay in more than the contract amount.
- Your Trust earns tax free interest on the money you deposit.
TRAVEL PLAN:
We also offer a travel plan should you die more than 75 miles from your home. The plan pays all the expenses to return you to our funeral home both nationally and internationally. This is a life time membership for a One-time payment of $350.00 and can be purchased at the funeral home.
For information or questions please call 509-786-3642 or use our Contact Form
Download Our Informational Brochure Here
To begin the process of Advance Planning CLICK HERE